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Wedding Budget Calculator

Enter your total wedding budget and instantly see the recommended allocation across every major category — venue, catering, photography, flowers, attire, and more.

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Track Every Wedding Expense

Knowing your budget split is step one. Track actual spending vs. your plan with our free budget template — so you never go over budget on your big day.

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How to Use This Wedding Budget Calculator

  1. Enter your total wedding budget — this should include everything you and your families plan to spend.
  2. The calculator instantly shows the recommended dollar amount for each category based on industry-standard percentages.
  3. Use these numbers as a starting point and adjust based on your priorities (e.g., spend more on photography and less on flowers).

Average Wedding Costs in 2026

The average U.S. wedding costs around $33,000, but costs vary dramatically by location. New York City and San Francisco weddings can exceed $60,000, while weddings in the Midwest or South may cost $20,000-$25,000. This calculator works for any budget size.

Tips for Staying on Budget

  • Set a hard ceiling — decide your absolute maximum before you start booking vendors.
  • Track every payment — deposits, tips, and last-minute additions add up fast.
  • Build in a buffer — keep 5-10% of your budget unallocated for surprises.
  • Prioritize ruthlessly — pick 2-3 categories that matter most and allocate more there.

Related Resources

Frequently Asked Questions

What percentage of the budget should go to the venue?

Industry guidelines suggest 30% for venue and rentals, making it the single largest expense. However, if you choose an all-inclusive venue that bundles catering, the venue percentage may be higher while catering drops.

How much should I budget for a wedding photographer?

Plan for about 12% of your total budget for photography and videography combined. For a $30,000 wedding, that is roughly $3,600. Quality photography is one of the few things you cannot redo after the day.

Should I include the honeymoon in my wedding budget?

Most planners recommend keeping the honeymoon as a separate budget. Mixing the two makes it harder to track wedding-specific costs and can lead to overspending in both areas.